Homes for sale in Summerfield

An unincorporated Marion County area with several 55+ communities.

Quick facts

Type
Unincorporated community in Marion County, not a city
Age rule
None for Summerfield as a whole; each 55+ community inside it sets its own
ZIP
34491
Drive to downtown Ocala
About 25 minutes (15 miles), approximate, varies by neighborhood
Drive to Lady Lake Town Hall
About 17 minutes (9 miles), approximate, without traffic

Facts checked September 2026; sources on request.

Summerfield here means the unincorporated community of Summerfield in Marion County, ZIP 34491, south of Ocala and north of The Villages. It is an area, not a city, and several 55+ communities sit inside it, each with its own rules. Del Webb Spruce Creek Golf & Country Club in Summerfield is not Spruce Creek Preserve, which is in Dunnellon. Mika Harris of SwanGate Real Estate Services can show you what is for sale across Summerfield right now.

Communities inside Summerfield

Stonecrest describes itself as a 55-and-over community, and its own FAQ says at least one member of the household must be 55. It is gated and lists 2,223 single-family homes, with no new lots available. Del Webb Spruce Creek Golf & Country Club calls itself a 55+ community, is gated, and lists 3,250 homes on 1,604 acres with four 9-hole golf courses. Its site does not state the household rule, so ask Mika to confirm it from the community’s documents. A third community, Spruce Creek South, has a similar name and should be checked on its own.

Age rules and fees

Summerfield as a whole has no age rule. Each community sets its own, and the rule for the exact community matters more than the ZIP code. Stonecrest’s FAQ lists monthly association fees for single-family and villa homes, but the page is undated, so ask Mika for the current amounts. Fees in other Summerfield neighborhoods vary.

What to ask before you tour

Ask which community a home belongs to and get that community’s exact age rule in writing. Ask for current association fees, the rental rules, and, for homes outside the gated communities, whether the property has a well and septic system.

Renting and owning from out of town

Rental rules differ by community. Stonecrest’s FAQ allows rentals with a 90-day minimum lease and does not allow short-term rentals, which is worth knowing before you buy an investment home. If you own here and live elsewhere, read how Mika works with out-of-town owners, or get my home value.

Getting around

By public map routing without traffic, downtown Ocala is about 25 minutes away (15 miles), though the trip varies by neighborhood. Lady Lake, on the northern edge of The Villages area, is about 17 minutes away. UF Health Spanish Plaines Hospital is about 12 minutes away, and AdventHealth Ocala about 23. Marion County lists Carney Island Recreation and Conservation Area on Lake Weir nearby. See also Belleview.

Ask Mika about Summerfield through the contact page or call 352-850-6477.

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Questions about Summerfield

Is Summerfield, FL a city?

No. Summerfield is an unincorporated community in Marion County, near US 301 and County Road 475A.

Is Stonecrest in Summerfield a 55+ community?

Yes, according to its own FAQ, which says at least one member of the household must be 55 or older. It is gated and lists 2,223 single-family homes.

Can you rent a home in Stonecrest?

Its own FAQ says rentals are allowed with a 90-day minimum lease, lease paperwork filed with the association office, and a tenant orientation. It says short-term rentals such as Airbnb and VRBO are not allowed. Confirm the current rules with the association before you buy.

Nearby communities

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